Robert Pagliarini, author and financial motivator, provides action-based financial advice that cuts through “financial fog”—the complex jargon and wishy-washy advice that can make it hard for the average person to understand and implement positive financial planning. Robert’s step-by-step writing is simple, effective, and fun. The Six-Day Financial Makeover, Robert’s first personal finance book featuring his unique approach to saving and investing, was released by St. Martin’s Press in October 2006. Robert also pens a monthly column in Affluent magazine as well as a personal finance newsletter, Six Steps or Less . . . to Financial Success™. The objective of the Six Steps or Less newsletter is to break complex and difficult-to-implement financial issues down into short, action-oriented steps. Robert’s Passion Over the years, Robert has helped clients from all economic backgrounds—from those unable to pay their bills to those with hundreds of millions of dollars. Robert’s firm, Pacifica Wealth Advisors, is dedicated to serving the affluent, but Robert has a personal passion to also help those with less as a result of growing up with an abundance of love but very little financially. His parents separated when he was very young, which put significant financial pressure on the family. Consequently, Robert has vivid memories of what it is like to be poor. Robert saw first-hand how a single event can turn one’s world upside down in the span of mere weeks. Now, years later, he works closely with individuals and families to prevent such financial disasters from occurring and to help his clients prepare financially for the best and the worst. Robert’s mission is to help those of all means develop and follow a sound, long-term, and all-encompassing financial plan so they can reach their goals. Professional Experience Through his entrepreneurial spirit, Robert has been at the forefront of creating successful new financial concepts and institutions throughout his career. Robert is the founder and president of Pacifica Wealth Advisors, a boutique independent financial planning and investment consulting firm serving affluent clients and sudden money recipients. Pacifica Wealth Advisors has offices in Mission Viejo and Los Angeles, California. Robert’s previous professional experience includes a tenure at a Los Angeles based wealth management firm that maintained a focus on serving clients with investments between $5 million and $100 million, co-founding a web-centered investment bank and consulting practice that served both private and public clients across the U.S., and as a branch manager of a Beverly Hills-based financial services firm, for which he oversaw the development, deployment and marketing of one of the first Internet investment trading websites in the world. Media Savvy The media calls on Robert to take the complex and craft it into easy-to-understand ideas and action steps. Robert has been interviewed by such prestigious publications and organizations as Newsweek, Money Magazine, CNN, CNN Financial, The Wall Street Journal, The Associated Press, Dow Jones Newswire, The Los Angeles Times, The Chicago Tribune, Woman’s Day, MSNBC.com, Bloomberg Wealth Management, Bankrate.com, Business 2.0, InvestmentNews, TheStreet.com, The Los Angeles Business Journal, and many others. He has been a featured guest National Public Radio’s financial program MarketPlace, CBS Radio, and other live radio programs. Education In addition to his Certified Financial Planner™ (CFP®) designation, Robert holds a master’s degree in financial services (MSFS)—an advanced financial degree obtained by only a few thousand professionals worldwide. Robert earned the distinguished personal financial planner designation from UCLA and his B.S. in psychology from Washington State University. At Home & Play When he’s not working, Robert enjoys going on family outings with his wife, Elizabeth, and their daughter Alexandra “Bean,” watching movies, working out, reading, and listening to music. Robert is a proud Christian and was honored to serve the Lord as a deacon at Bel Air Presbyterian church in Los Angeles until his move to Orange County in 2006.